Many couples are in bondage to debt due to college, credit card, and home loans. Here are two women who have proved otherwise! I had always wanted a large family and a rural pre New England farmhouse with attached barn. I set aside my career in graphic design to be a mom. It was during this time that I discovered daytime talk shows and first heard the commonly held myths expounded by intelligent audience members.
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Many couples are in bondage to debt due to college, credit card, and home loans. Here are two women who have proved otherwise! I had always wanted a large family and a rural pre New England farmhouse with attached barn. I set aside my career in graphic design to be a mom. It was during this time that I discovered daytime talk shows and first heard the commonly held myths expounded by intelligent audience members. Just a week or so ago, a 19 year old woman was killed in a car crash.
She was one of ten children and comes from a God-fearing family. Many of you most likely have heard about this tragic story but also how this family is using it to bring glory to the Lord. From beginning to end, our story is a God story.
It was hard, and we had to sell our house but we started with a 1, square foot house full of debt to living in a 5, square foot house today debt free which gives us the freedom to be more generous in our giving. This is when we opened the gofundme. The funds came in quick…real quick. When she was refused the transfer,we shut down the gofundme.
People kept messaging us asking us to reopen it because they wanted to help and this was the only way they knew how. So we did. God loves cheerful givers. There are going to be charity events because other people are asking us to do them. God will use it to teach you MUCH about marriage, family, and finances.
It is a hour seminar on DVD. This is what God used to get us out of debt. It is very different from Dave Ramsey. We had to make some very hard decisions and do some very hard things but God delivered us from debt.
If there is anything Craig and I would like, it would be for you all to watch and live out these videos and then see the mighty hand of God upon your life as we have seen on ours. For with God nothing shall be impossible. Luke Picture Source. So many people make foolish choices with money, and an attitude of materialism that prevents moms from staying home.
I agree that time spent with kids is priceless and matters so much more to the children than some fancy toy…. Making and sticking to a budget is a vital skill. Understanding the differences between various types of bank accounts, retirement accounts, etc is necessary.
Having a credit card can be good—as long as you pay off your balance every month. Yes, you may have a longer commute from work, or will have to switch to a smaller company, but the cost of housing goes WAY down. If you choose to home school or send to Christian school, you will not have to worry about living in the town with the best school district, and that will lower your taxes. I also encourage young ladies to work either by going to college debt-free and getting a job, or by starting a home business, getting an hourly job, or babysitting, etc.
Stay at home daughters are sometimes necessary depending on the number of siblings, I understand. I worked as a teacher in a Christian school before my husband and I were married. I had no college debt and had a chunk of savings to bring to our marriage to dedicate to a down payment on a home in the suburbs, for so much cheaper!!
I always suggest looking for a home with a basement, as you can easily add more space to your home at a low-cost. We did not have to sacrifice even as much as the tightwad gazette recommends. For example, we have never had to skip or finagle dental procedures. Yes to Jim Sammons Financial seminar! You can watch the first one free on the IBLP website. We first watched it 6 years ago and it was pivotal. Even though the seminar was recorded in the s I think?
It looks like it would be boring too but he is NOT. My husband and I were both hooked after the first one. As I said, it has been pivotal in our lives. God has provided more than we could imagine. So many Christians feel they need to live like the world with two incomes, mortgages, etc. He has super naturally provided for us. It becomes like scales falling from your eyes and the lies the world tells you about money and choices become revealed and odious.
I learned so much from these three. I made it a challenge instead of a sentence to poverty, sort of like Amy D. We never had children, but I was already at home in hopes that the work stress would be removed. I still read the books once a year and listen to all the Ramsey CDs. I shudder to think back to the dual jobs. I met several tightwad soulmates along the way. One worked very part time, but it was retail and she was on her feet.
I asked what she was doing. I highly recommend The Tightwad Gazette series for tips on frugal living. I am sure they can be found in most libraries or can be purchased used from Amazon. While some information may be somewhat outdated, the basic concepts are absolutely relevant today. Thanks for the post, Lori! Debt is bondage. I am thankful for payment plans that hospitals offer though.
Finally got them paid off and wow! Freedom from that burden. Undescribable feeling. Ecc He is a big proponent of sustainability, re-purposing old items, inexpensive ways to spruce up your home or wardrobe, great cooking, baking and crafting tips.
I still have to scrimp to pay for glasses, though. I get a carers allowance. It is very hard! Debt free? Very soon thankfully. Living frugally? It gives information like, for instance, how to save on stamps. Not helpful for this day and age. But, I do think you give good advice, Lori!
With finances, I really find your info useful. Buying all the ingredients and cooking a meal is oftentimes way more expensive than just buying it pre-made. Other than that, I agree! I beg to differ, Paula. When you buy simple ingredients in bulk which is the way to feed a large family anyways and plan your meals, the cost is much lower, naturally.
Also, you need to factor in the health benefits from cooking wholesome, healthy meals. That in itself far outweighs any cost. Your email address will not be published. Luke Picture Source. The Millionaire Next Door. It should be required reading for all middle-school aged children. Leave a Reply Cancel reply Your email address will not be published.
The Transformed Wife
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